Benefits

Can I enroll in the Harvard Tax-Deferred Account (TDA) at any time or do I have to have a qualifying event?

You can enroll in the TDA plan at any time. Current employees are encouraged to visit the TDA page, which has all of the details, including the contact information for the Harvard University Retirement Center.

Please note that new faculty and administrative and professional staff members are automatically enrolled in a TDA (with the option to cancel or change) after 60 days of employment. You will receive an TDA information package from the Harvard University Retirement Center (HURC).

I signed up for my T-Pass but have not received it yet – why not?

It can take one or two cycles before you receive your first pass, depending upon when in the month you sign up.  You may contact Crosby Benefits at 800-462-2235 to check when you can expect your pass to start.  It is also possible that  you T-pass may have been delayed in the post office or there may be a problem with your address. Please contact Crosby Benefits at 800-462-2235 with questions.

What is the difference between a Health Flexible Spending Account and Harvard’s Co-Pay Reimbursement Benefit?

Eligible Harvard employees have two types of reimbursement accounts to help cover eligible healthcare expenses. The Flexible Spending Account is an employee-funded, tax-preferred account available to all employees and can be used to cover many kinds of eligible out-of-pocket health expenses; you must enroll in this benefit. The Co-Payment Reimbursement program only covers co-payments above certain thresholds and is only available to employees earning less $95,000; you do not need to enroll in this benefit.

What is the difference between a Health Flexible Spending Account (FSA) and a Dependent Care Flexible Spending Account?

The Dependent Care FSA is a tax-sheltered account that you fund to pay for care-provider expenses related for children (such as a daycare provider, nanny, preschool, after school program, etc.) up to age 13 and for dependent adults who cannot care for themselves.

Read moreWhat is the difference between a Health Flexible Spending Account (FSA) and a Dependent Care Flexible Spending Account?

I just enrolled in my benefits – when will I receive my new ID cards for my medical plan, dental plan, vision, etc.?

You will receive your (benefit) ID cards approximately two to three weeks after you make your online election. They will be sent to your home address directly from the insurance carrier you have selected. You will receive a separate card from OptumRx (formerly Catamaran) for prescription coverage. In the event of an emergency prior to the issuance of the cards, please contact the Benefits Office.

Read moreI just enrolled in my benefits – when will I receive my new ID cards for my medical plan, dental plan, vision, etc.?

What happens to my benefits if my address changes?

If you are moving, it’s important to update your home address in PeopleSoft Self Service. It is also important to know that if you are enrolled in an HMO plan and have moved outside the Plan’s service area OR are enrolled in the PPO plan and have moved into the Plan’s service area, your coverage will automatically terminate retroactively to the date of the address change. You will be offered medical plan options based on your new address and will have 30 days to make changes to your medical plan.

Read moreWhat happens to my benefits if my address changes?