The formula for successful investing? You plus knowledge. It doesn’t matter how old you are, where you are in your career or how much you make. Reaching retirement goals requires the same things: spend less, save more. Get to know your investing personality • Discover what stocks, annuities, mutual funds and IRAs are • Learn about risk and finding your risk tolerance • See how the same savings principles work for short- or long-term goals • Complete some short exercises to help identify and set your goals
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