Active Faculty and Staff Health Plan Rates and Plan Comparison Charts
Rates are based on your full-time salary. If you work part-time, your monthly contribution will be based on the full-time equivalent of your salary (the amount you would earn if working full time at your same rate of pay).
2024 Benefit Rates and Health Plan Comparison Charts
- Faculty, Administrative/Professional and Other Nonunion Staff
- Employees Covered by a Union
- Harvard Business Publishing
2023 Benefit Rates and Health Plan Comparison Charts
- Faculty, Administrative/Professional and Other Nonunion Staff
- HUCTW and Local 26
- ATC, HUPA, SEIU Arboretum, and SEIU Custodians
- Harvard Business Publishing
Retiree Health Rates and Plan Comparison Charts
Must meet eligibility; please review our Retiree Health Coverage overview for more information.
2024 Retiree Benefit Rates
Wave 1
- Retired Faculty and Nonunion Staff (wave 1) who met retiree health eligibility before 1/1/2019 and hired or rehired before 1/1/2014 (includes HUCTW retired prior to 7/5/2011 and other union members retired prior to 9/4/2014)
-
Retired Union Members (wave 1)
- HUCTW members who met retiree health eligibility before 1/1/2021, retired after 7/5/2011, and hired or rehired before 1/1/2016
- ATC, HUPA, HUSPMGU, Local 26 and SEIU Custodian members who met retiree health eligibility before 1/1/2021 and retired after 9/4/2014
- SEIU Arboretum members who meet retiree health eligibility before 1/1/2024, retire after 9/4/2014, and hired or rehired before 1/1/2020
Wave 2
- Retired Faculty and Nonunion Staff (wave 2) who meet retiree health eligibility between 1/1/2019 and 12/31/2023 and were hired or rehired before 1/1/2014
-
Retired Union Members (wave 2)
- ATC, HUCTW, HUPA, HUSPMGU, Local 26, and SEIU Custodian members who meet retiree health eligibility between 1/1/2021 and 12/31/2025 and were hired or rehired before 1/1/2016
- SEIU Arboretum members who meet retiree health eligibility between 1/1/2025 and 12/31/2030 and were hired or rehired before 1/1/2020
Wave 3
- Retired Faculty and Nonunion Staff (wave 3) who meet retiree health eligibility on or after 1/1/2024 and were hired or rehired before 1/1/2014
Wave 4
- Retired Faculty and Nonunion Staff (wave 4) hired/rehired on or after January 1, 2014
- Retired Union (wave 4) - HUCTW, HUSPMGU, HUPA, Local 26, and SEIU Custodian Union Members (wave 4) hired/rehired on or after January 1, 2016; and SEIU Arboretum union members hired/rehired on or after January 1, 2020
2023 Retiree Benefit Rates
Wave 1
- Retired Faculty and Nonunion Staff (wave 1) who met retiree health eligibility before 1/1/2019 and hired or rehired before 1/1/2014 (includes HUCTW retired prior to 7/5/2011 and other union members retired prior to 9/4/2014)
-
Retired Union Members (wave 1)
- HUCTW members who met retiree health eligibility before 1/1/2021, retired after 7/5/2011, and hired or rehired before 1/1/2016
- ATC, HUPA, HUSPMGU, Local 26 and SEIU Custodian members who met retiree health eligibility before 1/1/2021 and retired after 9/4/2014
- SEIU Arboretum members who meet retiree health eligibility before 1/1/2024, retire after 9/4/2014, and hired or rehired before 1/1/2020
Wave 2
- Retired Faculty and Nonunion Staff (wave 2) who meet retiree health eligibility between 1/1/2019 and 12/31/2023 and were hired or rehired before 1/1/2014
-
Retired Union Members (wave 2)
- ATC, HUCTW, HUPA, HUSPMGU, Local 26, and SEIU Custodian members who meet retiree health eligibility between 1/1/2021 and 12/31/2025 and were hired or rehired before 1/1/2016
- SEIU Arboretum members who meet retiree health eligibility between 1/1/2025 and 12/31/2030 and were hired or rehired before 1/1/2020
Wave 4
- Retired Faculty and Nonunion Staff (wave 4) hired/rehired on or after January 1, 2014
- Retired HUCTW, HUSPMGU, and Local 26 Union Members (wave 4) hired/rehired on or after January 1, 2016
- Retired ATC, HUPA, and SEIU Custodian Union Members (wave 4) hired/rehired on or after January 1, 2016 and SEIU Arboretum union members hired/rehired on or after January 1, 2020
2024 Senior Plan Comparison Charts
Plan information if you or a covered dependent is age 65 or more
- Medical Plan Comparison Chart for Senior Plans
- Medical Plan Comparison Chart for Senior Plans for members of HUCTW and Local 26 who retired after 7/5/11 only
2023 Senior Plan Comparison Charts
Plan information if you or a covered dependent is age 65 or more