Benefits Open Enrollment for 2020 takes place from 8 a.m. Wednesday, October 23 to 11:59 p.m. EST, Wednesday, November 6, 2019. Benefit elections you make during Open Enrollment will be effective as of January 1, 2020.
Open Enrollment is your annual opportunity to review the benefits offered and choose those that meet the needs of you and your family for the next year. To make changes, go to PeopleSoft Benefits Enrollment.
For 2020, there will be several important plan changes including:
Blue Cross Blue Shield of Massachusetts (BCBSMA) will replace Harvard Pilgrim Health Care (HPHC) for plans covering benefits-eligible active employees and under age 65 retirees. If you are in an HPHC plan, you will be automatically enrolled in a corresponding BCBSMA plan for 2020, unless you make another choice. Learn more.
The High Deductible Health Plan (HDHP) is being consolidated under BCBS, and will include Harvard University Health Services (HUHS) providers in the network. If you are in the HUGHP HDHP or the HPHC HDHP, you will be automatically enrolled in the BSBCMA HDHP plan for 2020, unless you make another choice. Learn more
- There will be two new coverage levels available for medical, dental and vision care: employee + spouse/domestic partner and employee + child(ren) - for faculty, nonunion staff, and members of ATC, HUPA and SEIU Custodians and eligible retirees. These are in addition to Employee only and Family. You will automatically be placed in a 2020 coverage level based on the dependents you currently cover, unless you make a change. Learn more.
During Open Enrollment, you can:
- Elect, change or drop your medical, dental and/or vision care coverage.
- Add an eligible dependent not currently on your medical, dental and/or vision care plan. When adding a dependent for the first time, you will have to provide appropriate documentation.
- Elect to contribute to a Health Care or Dependent Care Flexible Spending Account (FSA). 2019 FSA elections do not carry over to 2020. You must re-enroll in FSA every year. You may contribute up to $2,700 to a Health Care FSA and up to $5,000 to a Dependent Care FSA.
- Enroll in an HSA, or change your current election amount. (You must be enrolled in Harvard’s high deductible health plan to open an HSA.)
- Enroll in or drop the Hyatt Legal Plan. Open Enrollment is your only opportunity to make changes to this coverage.
- Enroll in or drop Identity Theft Protection. Open Enrollment is your only opportunity to make changes to this coverage.
If you do not make any changes, your 2019 elections will continue–except for participation in an FSA. You must actively enroll if you want an FSA for 2020.
Using the PeopleSoft Open Enrollment system, you may also make the following elections (you may be required to provide health information and be approved before new elections are effective):
- Elect or increase your supplemental life insurance coverage
- Elect or make changes to dependent life insurance for your spouse/domestic partner and/or dependent children (you must be enrolled in supplemental life coverage to elect dependent coverage)
- Elect long-term disability coverage
There following resources can help as you review benefits:
2020 Open Enrollment Guides provide an overview of benefits, side-by-side comparison of health plan options, and plan rates (mailed to homes the week of October 7):
- 2020 Open Enrollment Guide for Faculty, Administrative/Professional Staff and Nonunion Support Staff
- 2020 Benefits Open Enrollment Guide for Members of HUCTW, HUSPMGU, Local 26 and SEIU Arboretum
- 2020 Benefits Open Enrollment Guide for Members of ATC, HUPA, and SEIU Custodians
- 2020 Benefits Open Enrollment Guide for HBS Publishing Employees
- Questions about your coverage and options can also be directed to Harvard’s plan vendors
- Attend a Benefits Fair! You’re invited to attend a Benefit Fair, where you can meet with representatives from our health plans as well as Benefits representatives and more! Plus raffles and giveaways. Fairs are open to all benefits-eligible employees. Dates and locations at right.
How to Check If Your Current Providers are in the BCBSMA Network
Based on a provider analysis of the HPHC and BCBSMA networks, we anticipate minimal provider disruption as a result of this change. You can check whether your doctor is in the BCBSMA network by calling the Harvard-dedicated BCBSMA member services call line at 888-389-7732 or by going to their website. Click on “Select your network to continue [not logged in]” and choose the following networks from the dropdown menu:
- For the HMO, POS, and POS+ select “HMO Blue New England”
- For the PPO, PPO+, and HDHP select “PPO or EPO”
You may also check directly with your provider(s), referring to the plan names above.
If you need special assistance
If you are not able to complete your changes online in PeopleSoft during the Open Enrollment period for any reason, call Benefits at 617-496-4001 before November 6, 2019, so that other arrangements can be made.
Multilingual Benefits Information Drop-In sessions
For those needing assistance in Spanish or Haitian Creole, Harvard Benefits representatives will be on-site during Open Enrollment at 114 Mt. Auburn Street, Cambridge for drop-in consultation on:
- Thursday, October 17, 3-5pm
- Tuesday, October 22, 2-5pm
Para aquellos que necesiten asistencia en español o creole haitiano, los representantes de beneficios de Harvard estarán en el salon de conferencia durante la inscripción abierta en 114 MT. Auburn Street, Cambridge para las consultas en los siguentes fechas:
- Jueves 17 de Octubre 3-5 PM
- Martes 22 de Octubre 2-5 PM
Si nou bezwen ed an kreyol nap jwenn li nan biro benefis Havad la.
Ale nan adres sila:
114 Mt. Auburn street, Cambridge Ma
Nan date ak le sa yo
- Jedi, 17 Oktòb 3pm pou 5:00pm
- Madi, 22 Oktòb 2pm pou 5:00pm
Ap gen plisye reprezantan Havad kap la pou ka ed'w.