Benefits Open Enrollment for 2023 is coming: October 25-November 3, 2022.
This is your annual opportunity to review your benefit options and choose the ones that best meet your needs.
Preview of Benefit Changes for 2023
New Dental Plan Carrier
For 2023, MetLife Dental is replacing Delta Dental of Massachusetts as Harvard’s dental insurance. If you’re currently enrolled in the dental plan, you will automatically be moved to the MetLife plan. You don’t need to take any action unless you want to make a change. Visit the MetLife Dental website for plan details, network provider search, FAQs, and more. You can find additional FAQs here.
Medical Plan Changes
Reduced Copayment for Some Telehealth Visits
Effective January 1, 2023, telehealth copayments will be reduced to $15 under the Harvard-sponsored BCBS or HUGHP HMO, POS, POS Plus, PPO, or PPO Plus medical plan for all services (behavioral health and medical) via Well Connection, and behavioral health services via a non-Well Connection telehealth provider.
Due to federal regulations, this change does not apply to the BCBSMA HDHP.
Salary Tiers Will Be Adjusted Upwards for SEIU Custodian and ATC Union Members
Salary amounts for tiers 1, 2, and 3 for medical premiums for SEIU Custodian and ATC union members are being adjusted upward by $5,000, effective January 1, 2023.
You will automatically be placed in the right tier based on your salary and do not need to take any action. Salary tiers are based on full-time-equivalent (FTE) salary, which is the salary you earn if you work full time; or if you work part time, the salary you would earn if you worked full time.
Tiers will be adjusted as follows:
- Tier 1: Changing from less than $55,000 to less than $60,000
- Tier 2: Changing from $55,000-$74,999 to $60,000-$79,999
- Tier 3: Changing from $75,000-$99,999 to $80,000-$99,999
- There is no change to tier 4, which remains $100,000 and above
This change does not apply to members of other unions.
Health Plan Rates
You can see 2023 rates by selecting the link below for your employee group:
- Harvard Business Publishing
- Faculty, Administrative/Professional Staff and Nonunion Staff
- HUCTW (Including former HUSPMGU) and Local 26 union members
- ATC and SEIU Custodian union members
- SEIU Arboretum
Look for Your Open Enrollment Guide in October
Additional information will be provided beginning in mid-October to assist you in making the best coverage decisions for you and your family.
Digital Open Enrollment Guides
If you are in one of the following employee groups, Harvard will provide 2023 benefit information by email in mid-October, with a link to an easy-to-navigate digital Open Enrollment Guide that you and your family can review:
- Harvard Business Publishing (HBP) employees
- Adminisrative/professional staff
- Support staff including HUCTW members
To ensure you receive yours promptly, you may check that your type “Harvard” email address is correct by going to PeopleSoft and selecting My Personal Details > Contact Details. If you need to make any changes to your email, please contact your local HR office by September 25, 2022.
US Mail Open Enrollment Guides
Members of Service & Trades unions, employees based in Washington, D.C, as well as those on long-term disability, Workers Compensation and unpaid leaves will receive their 2023 Open Enrollment Guide by mail. If you have moved, please update your address in PeopleSoft by September 25, 2022 to be sure you receive materials promptly.
Attend the Virtual Benefits Fair!
You’re invited to attend our Virtual Benefits Fair on Thursday, October 27. You can chat with representatives from some of our health and welfare plans as well as the Benefits Office from 11am to 2pm. Plus you can win prizes! The fair is open to active benefits-eligible employees. Pre-register so you don’t forget!