Benefits

What is the difference between a Health Flexible Spending Account and Harvard’s Co-Pay Reimbursement Benefit?

Eligible Harvard employees have two types of reimbursement accounts to help cover eligible healthcare expenses. The Flexible Spending Account is an employee-funded, tax-preferred account available to all employees and can be used to cover many kinds of eligible out-of-pocket health expenses; you must enroll in this benefit. The Co-Payment Reimbursement program only covers co-payments above certain thresholds and is only available to employees earning less $95,000; you do not need to enroll in this benefit.

I just enrolled in my benefits – when will I receive my new ID cards for my medical plan, dental plan, vision, etc.?

You will receive your (benefit) ID cards approximately two to three weeks after you make your online election. They will be sent to your home address directly from the insurance carrier you have selected. You will receive a separate card from OptumRx (formerly Catamaran) for prescription coverage. In the event of an emergency prior to the issuance of the cards, please contact the Benefits Office.

Please note: OptumRx, Delta Dental and Davis Vision will not provide a card in the name of a covered dependent, although they will provide a duplicate card with your name on it for a Read more about I just enrolled in my benefits – when will I receive my new ID cards for my medical plan, dental plan, vision, etc.?

What happens to my benefits when I marry or register a domestic partnership?

You have 30 days from the date of marriage or registration of your domestic partnership to make changes to your benefit elections. For detailed information on the types of benefit changes allowed, please review this information sheet; current employees may also visit the Life Events page. You should contact Harvard Benefits as soon as possible to begin this process, so that you don't miss the 30-window to make changes.

What happens to my benefits if my address changes?

If you are moving, it’s important to update your home address in PeopleSoft Self Service. It is also important to know that if you are enrolled in an HMO plan and have moved outside the Plan’s service area OR are enrolled in the PPO plan and have moved into the Plan’s service area, your coverage will automatically terminate retroactively to the date of the address change. You will be offered medical plan options based on your new address and will have 30 days to make changes to your medical plan. Current employees may visit Read more about What happens to my benefits if my address changes?