Harvard offers comprehensive dental benefits to eligible employees and their dependents through the Delta Dental PPO Plus Premier plan, including a distinctive extended benefit for for faculty and nonunion staff.
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Coverage includes dentists “in network” in Delta’s Premier and PPO networks; 97% of Massachusetts’ dentists participate.
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You can also choose to see “out-of-network” dentists, but this may increase your out-of-pocket costs.
- To see if your dentist is in network, visit www.deltadentalma.com
Plan Benefits
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Dental benefits cover preventive, basic, restorative, major, and orthodontic services. Preventive care is 100% covered. Other services are covered at 25%-50% after deductible (some plan limits apply); for more information please refer to our Dental Plan Overview.
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You can choose between PPO and Premier network dentists; PPO dentists cost less.
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Dentists agree to accept Delta’s negotiated rate; you can’t be billed for the difference.
- The University Health Services Dental Clinic and the Harvard School of Dental Medicine Faculty Practice participate in the network.
- Plan for staff covered by SEIU Arboretum contract provides up to $3,000 of coverage per covered family member, while the plan for faculty and nonunion staff, HUCTW, ATC, HUPA, HUPSMGU, Local 26 and SEIU Custodian members offers a unique design with a second level of coverage above this amount.
Dental Rates
2019 Monthly Premiums
| Faculty, administrative/professional staff, and other non-union staff, HUCTW, ATC, HUPA, HUPSMGU, Local 26 and SEIU Custodian | |
| Individual | $20 |
| Family | $56 |
| SEIU Arboretum members | |
| Individual | $18 |
| Family | $50 |
Rates vary based on differences in plan design.