Dental

Harvard offers comprehensive dental benefits to eligible employees and their dependents through the Delta Dental PPO Plus Premier plan, including a distinctive extended benefit for for faculty and nonunion staff.

• Coverage includes dentists “in network” in Delta’s Premier and PPO networks; 97% of Massachusetts’ dentists participate.
   
• You can also choose to see “out-of-network” dentists, but this may increase your out-of-pocket costs.
   
• To see if your dentist is in network, visit www.deltadentalma.com

Benefits Open Enrollment 2019: October 31-November 14

The annual Benefits Open Enrollment period is your chance to review your benefit options and choose the ones that best meet your needs, including making changes to your dental coverage. To learn about 2019 benefits changes, your choices and new options, visit Open Enrollment 2019.

Plan Benefits

• Dental benefits cover preventive, basic, restorative, major, and orthodontic services. Preventive care is 100% covered. Other services are covered at 25%-50% after deductible (some plan limits apply); for more information please refer to our Dental Plan Overview.
   
• You can choose between PPO and Premier network dentists; PPO dentists cost less.
   
• Dentists agree to accept Delta’s negotiated rate; you can’t be billed for the difference.
   
• The University Health Services Dental Clinic and the Harvard School of Dental Medicine Faculty Practice participate in the network.

• Plans for staff covered by a Local 26 and SEIU Arboretum provide up to $3,000 of coverage per covered family member, while the plan for faculty and nonunion staff, HUCTW, ATC, HUPA, HUPSMGU, and SEIU Custodian members offers a unique design with a second level of coverage above this amount.

Dental Rates

2019 Monthly Premiums

2018 Monthly Premiums

Plan rates vary based on differences in deductible amounts and plan maximums.