Harvard offers comprehensive dental benefits to eligible employees and their dependents through the Delta Dental PPO Plus Premier plan, including a distinctive extended benefit for for faculty and nonunion staff.
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Coverage includes dentists “in network” in Delta’s Premier and PPO networks; 97% of Massachusetts’ dentists participate.
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You can also choose to see “out-of-network” dentists, but this may increase your out-of-pocket costs.
- To see if your dentist is in network, visit www.deltadentalma.com
Plan Benefits
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Dental benefits cover preventive, basic, restorative, major, and orthodontic services. Preventive care is 100% covered. Other services are covered at 25%-50% after deductible (some plan limits apply); for more information please refer to our Dental Plan Overview.
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You can choose between PPO and Premier network dentists; PPO dentists cost less.
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Dentists agree to accept Delta’s negotiated rate; you can’t be billed for the difference.
- The Harvard School of Dental Medicine Faculty Practice participates in the network.
- Harvard’s plan offers a unique design with a second level of coverage for those experiencing dental costs above $3,000 per person in a year.
Dental Rates
2021 Monthly Premiums
| Faculty, administrative/professional staff, and other non-union staff | |
|---|---|
| Individual | $21 |
| Individual + Spouse/Domestic Partner (DP) | $54 |
| Individual + Child(ren) | $52 |
| Family | $58 |
| HUCTW, HUPSMGU, Local 26 | |
| Individual | $20 |
| Family | $56 |
| ATC, HUPA, SEIU Custodian, SEIU Arboretum | |
| Individual | $21 |
| Individual + Spouse/Domestic Partner (DP) | $53 |
| Individual + Child(ren) | $51 |
| Family | $57 |
Individual, individual + spouse/domestic partner, individual+ child(ren) and family coverage levels are available in the dental plan for faculty, nonunion staff and members of ATC, HUPA, SEIU Arboretum and SEIU Custodian. Other union groups have individual and family coverage levels only. Rates vary based on differences in plan design.