Dental

Harvard offers comprehensive dental benefits to eligible employees and their dependents through the MetLife Dental PDP Plus plan, including a distinctive extended benefit that offers additional protection if you experience high costs that exceed the basic annual maximum.

  • Coverage includes dentists “in network” in MetLife's PDP Plus Network, a dental PPO.
     
  • You can also choose to see “out-of-network” dentists, but this may increase your out-of-pocket costs.
     
  • To see if your dentist is in network, visit the MetLife Dental website.

Effective March 20, 2024 - We Are Moving!

On March 20, Harvard Benefits will be moving to 124 Mount Auburn Street.

Our new location does not allow for unscheduled walk-in traffic, so in-person meetings will be by appointment only. We strongly encourage virtual Teams/Zoom appointments when possible.

Virtual and in-person appointments for faculty, staff, and retirees can be scheduled by calling 617-496-4001 or by emailing benefits@harvard.edu.

Your MetLife Dental Member ID Card

MetLife dental currently uses the subscriber's Social Security number (SSN) as the dental insurance member ID number for subscribers and their enrolled dependents. The University chose not to have this printed on the dental ID cards.

You will need to supply the below information to your provider so they can confirm your benefits and process your dental claims.

Member ID number for all enrolled family members - You can provide one of the following:

  • Subscriber's HUID (first 8 digits), or
  • Subscriber's first and last name, date of birth, home address, and employer name (Harvard University)

Plan Benefits

  • Dental benefits cover preventive, basic, restorative, major, and orthodontic services. Preventive care is 100% covered. Other services are covered at 50%-75% after deductible (some plan limits apply); for more information please refer to our Dental Plan Overview.

  • PDP Plus Network dentists agree to accept MetLife Dental’s negotiated rate; you can’t be billed for the difference.

  • MetLife accepts charges in the 99th percentile of reasonable and customary rates for services with non-network providers.

  • The Harvard School of Dental Medicine Faculty Practices (Longwood and Cambridge) participate in the network.

  • Harvard’s plan offers a unique design with a second level of coverage for those experiencing dental costs above $3,000 per person in a year.

Dental Rates

There are no changes to rates for 2024.

2024 Monthly Premiums

Faculty, administrative/professional staff, and other non-union staff
Individual $18
Individual + Spouse/Domestic Partner (DP) $47
Individual + Child(ren) $46
Family (Individual, spouse/DP and child(ren) $49
 
Local 26
Individual $17
Family $48
 
ATC, HUCTW, HUPA, SEIU Custodian, SEIU Arboretum
Individual $17
Individual + Spouse/Domestic Partner (DP) $46
Individual + Child(ren) $45
Family $48