Harvard offers comprehensive dental benefits to eligible employees and their dependents through the Delta Dental PPO Plus Premier plan, including a distinctive extended benefit for for faculty and nonunion staff.
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Coverage includes dentists “in network” in Delta’s Premier and PPO networks; 97% of Massachusetts’ dentists participate.
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You can also choose to see “out-of-network” dentists, but this may increase your out-of-pocket costs.
- To see if your dentist is in network, visit www.deltadentalma.com
Benefits Open Enrollment 2020: October 23-November 6
The annual Benefits Open Enrollment period is your chance to review your options and choose the benefits that best meet your needs. You can make changes to your dental coverage for 2020 by going to PeopleSoft (starting October 23).
New for 2020: New employee + spouse/domestic partner and employee + child(ren) coverage levels will be available in the dental plan for faculty, nonunion staff and members of ATC, HUPA and SEIU Custodian. Lifetime coverage for orthodontics for those under age 19 will increass to $2,000 and coverage of white fillings will increase to 75% (from 50%) for faculty and nonunion staff. To learn about 2020 benefit changes and your options, please visit Open Enrollment 2020.
Plan Benefits
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Dental benefits cover preventive, basic, restorative, major, and orthodontic services. Preventive care is 100% covered. Other services are covered at 25%-50% after deductible (some plan limits apply); for more information please refer to our Dental Plan Overview.
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You can choose between PPO and Premier network dentists; PPO dentists cost less.
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Dentists agree to accept Delta’s negotiated rate; you can’t be billed for the difference.
- The University Health Services Dental Clinic and the Harvard School of Dental Medicine Faculty Practice participate in the network.
- Plan for staff covered by SEIU Arboretum contract provides up to $3,000 of coverage per covered family member, while the plan for faculty and nonunion staff, HUCTW, ATC, HUPA, HUPSMGU, Local 26 and SEIU Custodian members offers a unique design with a second level of coverage above this amount.
Dental Rates
2020 Monthly Premiums
| Faculty, administrative/professional staff, and other non-union staff | |
| Individual | $21 |
| Individual + Spouse/Domestic Partner (DP) | $54 |
| Individual + Child(ren) | $52 |
| Family | $58 |
| HUCTW, HUPSMGU, Local 26 | |
| Individual | $20 |
| Family | $56 |
| ATC, HUPA, SEIU Custodian | |
| Individual | $21 |
| Individual + Spouse/Domestic Partner (DP) | $53 |
| Individual + Child(ren) | $51 |
| Family | $57 |
| SEIU Arboretum | |
| Individual | $18 |
| Family | $50 |
2019 Monthly Premiums
| Faculty, administrative/professional staff, and other non-union staff, HUCTW, ATC, HUPA, HUPSMGU, Local 26 and SEIU Custodian | |
| Individual | $20 |
| Family | $56 |
| SEIU Arboretum members | |
| Individual | $18 |
| Family | $50 |
Rates vary based on differences in plan design.