Dental

Harvard offers comprehensive dental benefits to eligible employees and their dependents through the Delta Dental PPO Plus Premier plan, including a distinctive extended benefit for for faculty and nonunion staff.

• Coverage includes dentists “in network” in Delta’s Premier and PPO networks; 97% of Massachusetts’ dentists participate.
   
• You can also choose to see “out-of-network” dentists, but this may increase your out-of-pocket costs.
   
• To see if your dentist is in network, visit www.deltadentalma.com

Plan Benefits

• Dental benefits cover preventive, basic, restorative, major, and orthodontic services. Preventive care is 100% covered. Other services are covered at 25%-50% after deductible (some plan limits apply); for more information please refer to our Dental Plan Overview.
   
• You can choose between PPO and Premier network dentists; PPO dentists cost less.
   
• Dentists agree to accept Delta’s negotiated rate; you can’t be billed for the difference.
   
• The University Health Services Dental Clinic and the Harvard School of Dental Medicine Faculty Practice participate in the network.

• Plan for staff covered by SEIU Arboretum contract provides up to $3,000 of coverage per covered family member, while the plan for faculty and nonunion staff, HUCTW, ATC, HUPA, HUPSMGU, Local 26 and SEIU Custodian members offers a unique design with a second level of coverage above this amount.

Dental Rates

2020 Monthly Premiums

Individual, individual + spouse/domestic partner, individual+ child(ren) and family coverage levels are available in the dental plan for faculty, nonunion staff and members of ATC, HUPA, and SEIU Custodian. Other union groups have individual and family coverage levels only. Rates vary based on differences in plan design.